February 19, 2019
Generally, and in most cases, it has a cost of 1.1% interest per day . For example, if a customer requests a € 100 online payday loan to be returned in a month, in that period of time he would have to pay € 133 in total.
Its process is done above all online and without paperwork , which streamlines the process and allows the customer to get their money in a few minutes in their bank account.
When should a customer request a payday loan online?
Especially when you know that you will be able to return the money along with your interests in that period of time. It is advisable to do well the accounts of the financial possibilities of each one, as well as to compare and simulate the payday loan , to verify with certainty how much money will have to be paid in the end. The purpose is not other than, in case of not being able to pay all the installments or the final money, even having requested some extension (that would be the first solution), the payday loan company is forced to increase expenses by delay and, in final cases , the introduction to the client in a delinquency file. This would enlarge the ball of financial problems of the client, since it would be sunk in more expenses and in problems to request financing of any type in the future.
If you know for sure yes you can return the full money within stipulated by the payday loan online payday loan, it is advisable to use these financial products for urgent and unforeseen cases: payment of fines, back to school, paying bills to expire, etc. It is not recommended for the use of whims, although the client can use it for whatever he wants. While the accounts come out, everything is perfect.
How to apply for a payday loan online?
Being an online process , the application and the rest of the management is very fast and convenient.
It is recommended that, before deciding on a payday loan online or other, you compare all in a safe and reliable comparator . In one place, you can immediately see what the final expenses and additional data would be.
When one calls you more attention than others, visit their web page and do a simulation , to check that the same data as in the comparator. If it convinces you, go on to apply for the payday loan online.
The step of the application is very simple, since you will have to put the data requested by the online form : payday loan, personal and contact information. Once all are entered, send to the payday loan company, in the online “Send” button.
A manager will start immediately to study your case in just a few minutes, as it will have direct access to your financial and economic database, such as Asnef files and others, as well as reputation in other previous financial products. . Within a few minutes, you will get an answer with the acceptance or denial of the online payday loan.
If it turns out positive, you will have to sign the contract that is sent to you and, almost instantly, you will have your money in your bank account. Easy, comfortable and super fast!
February 14, 2019
Easy and fast steps on requesting payday loan
For this it will be necessary:
- Calculate the money that is needed exactly. While it is a temptation to have more money than is needed at any given time, it must also be borne in mind that this money must be returned. When the amount is small, it will be a condition to return it after 30 days, if it is a higher amount, it can be done in several installments. For amounts of several thousand euros, the return period will be extended for a few years. The amount granted will depend on the income that the applicant has and their fixed expenses, with this information will be calculated what amount can be returned without it being a problem
- If you are receiving a money each month through a subsidy or other method that will end, the repayment term of the debt may not exceed the time in which it will be collected each month
- In the case of being included in a list of defaulters, one should consult which private equity companies accept clients in this situation . Banking entities do not accept it and some private equity companies do. However, they have conditions: the debt can not have been contracted with a private equity company or with a bank. Also, the payday loan will be granted, if the debt has been contracted with another type of company, as long as it does not exceed the limit established by them, in some cases that limit is 1,000 and other companies allow up to a debt of 25,000 euros
- Before applying for a quick payday loan online, it is necessary to be informed of the conditions of the company to which it will be directed, taking into account the personal financial situation of each one and the conditions required by the company, as well as the interests They will pay and the time period that can be agreed for the repayment of the debt. The payday loan comparison companies do this function, when they receive the information of a client, they look for the private equity company that best adapts to their needs.
- When the best option has been chosen, it must be taken into account which bank they work with in order to have the money in a few minutes . If the financial institution is not the same as the one used by the applicant, the money may take 24 hours to arrive
- Once you enter the website of the chosen company, it will be necessary to have the documents that you request scanned and ready to send. Many private equity companies only ask for a copy of the DNI or NIE and a bank account number , everything else will be answered through their form.
- In terms of financial information, payday loan companies have computer programs that allow access to the information of the applicant. This will be done when the client has given his permission, in case of not giving it the company will not be able to grant the payday loan
- You must have a mobile phone , through it you will receive a code that must be entered in the web page to confirm the sending of the request
- Before accepting the payday loan, it is necessary to be informed in detail of the conditions , in this way, there will be no problems. Many private equity companies allow the payment of the debt to be extended, although this may entail an additional cost. Always, before incurring a default, it is better to use that extension, even if it costs a little more money. The interest for not returning a debt can be very high if they are accumulated, and, finally, the debt must be paid anyway
- Once accepted, you will receive a contract that can be downloaded from the website of the private payday loan company. It is necessary to keep that contract in case there could be some kind of conflict between the company and the client
Who can ask for a quick payday loan online?
Any person of legal age who has a DNI or NIE with permanent residence in Spain, who has a regular income, whose amount will vary depending on the amount of the payday loan, and who has an account in a bank located in Spanish territory.
People residing in Spain who are abroad can also request a quick payday loan online. They must keep in mind that the money will be deposited in their Spanish bank account, so they should inform their bank how they can withdraw the money from a country outside of Spain.