Online Bank Credit – what’s the process

October 29, 2019

 

 

Only your written loan application is the loan application in the strict sense. The online query, on the other hand, is just a condition query. In addition, the processing time varies from bank to bank. With an online loan, loan processing is inevitably somewhat different than a branch bank loan. 

Bank credit request state

Bank credit request state

Then the information entered is displayed and you can print the request for credit or send it by post.  A bar indicates the status of the bank credit memo request. In this way, users can see at any time which section of the online loan request you are currently in.

What happens after submitting the loan application? In the next step, the signed loan application is sent to the bank together with the required documents (payslips, account statements, etc.). bank then reviews the loan application – the loan application itself – and approves it. After the online credit memo request, the customer will be notified by e-mail about the further processing progress until the desired credit has been paid.

As a result, the credit status of the bank for interested parties is always visible. The result will be communicated to you by phone or in writing after completion of the credit check. You can also check the status of the credit online. The processing status of the loan application is reproduced here.

You can also check the processing status by phone. This overview shows that there are many ways for the bank to determine the status of loan applications.

Is the online loan of bank already checked online for creditworthiness?

Is the online loan of bank already checked online for creditworthiness?

The rhythm is regularly 8 weeks, ie every 8 months the rhythm starts almost from scratch. Now we should apply for the new year in late autumn. I have further calculated my schedule and looked at which days I work in the new year.

So I applied for my vacation, which was also granted. Now the New Year’s Plan has been sent to me and it will be postponed for another 2 weeks to my previous one so that nothing will fit in my desired stay. According to the new concept, I would have only 7 days in the 16 days of leave I have specified, and 9 days on the other days anyway.

Is it all that easy or how does it work normally?

Is it all that easy or how does it work normally?

Hello, I will start my internship in the month of September and apply for the degree program at the end of June. Me and my parents did not have any information about my dad because he left my mom before I was given birth. However, we were able to find his current address at the residents’ registration office, sent him all the formalities with the office, but he never accepted them.

Today we received a letter from the student requesting some documents from us, including the original of the enforceable copy of the maintenance claim against the father. We never asked for or received alimony from my father. My mom used to fight alone. Hello, my friend has applied for a loan from bank.

Already after two days of processing she received an e-mail. He said: In order to process the application, we need additional information and a signature. Maybe someone has already claimed a loan there and received appropriate information.