Quick payday loan – resolves financial burden
Quick payday loan – one of the most popular ways to get a payday loan. The minimum number of documents and a quick, almost instant consideration of the application are especially needed when funds are needed urgently for a short time. Such options arise in various circumstances, which are not always foreseen. Wages planned in advance are usually not able to cover the required amount. In this case, an payday loan with an instant solution becomes the best way to resolve the issue.
Conditions for application for payday loan
Microfinance organization provides favorable conditions for payday loans online. The issuance of microcredit occurs under the following conditions:
- the presence of Russian citizenship and permanent registration at the place of residence – without a passport, no financial institution will issue a quick payday loan;
- the minimum payday loan age is 18 years, while if the applicant is not yet 23 years old, one of the conditions for granting a payday loan will be an additional indication of one of the parents’ phones;
- lending amounts range from a thousand to 25 thousand rubles;
- interest rate varies from 1.6% to 2%;
- no additional certificates, attraction of guarantors or provision of collateral is required.
Payday loan in the microfinance organization is issued for a period of up to one month. If necessary, it can be extended. In special cases, debt restructuring options may be considered.
It should be noted that the program of instant lending to this organization is designed for mutually beneficial cooperation. Initially, the conditions for obtaining a payday loan will be somewhat different – two weeks maximum and the percentage is slightly higher. Consideration of the application from the new applicant takes 15-20 minutes.
In case of re-lending, provided that the client has proved himself to be a bona fide borrower, the application is considered within 5 minutes with more favorable conditions. It is necessary to note also the loyalty program towards pensioners.
P – reayday loan through a personal account how to make?
Make a payday loan in two main ways:
- via the official website , apply online, wait for a response on it and receive funds at the nearest office of the company;
- apply immediately to the branch of the organization and on the spot to receive and answers, and the payday loan itself.
The first method is used most often because it allows you to get a response from the bank without leaving your home through your personal account. On the official website, using the online calculator, you can calculate the payday loan in numbers visually. That is, to see how much credit will cost, what the overpayment will be, and how much will have to be paid to repay the payday loan – for this, registration in your personal account is optional.
Through your personal account on the official website , can monitor the status of a payday loan online, calculate current transactions and receive all the necessary information in full.
Online application for payday loan on the card
The company provides for registration and receipt of funds in cash. To receive money on the card in this case is not possible. This becomes one of the drawbacks of the proposed payday loans: in order to get a payday loan, in any case, you will have to visit office.
However, as practice shows, this moment is not a significant disadvantage. A payday loan before a salary or pension is usually taken for current needs. In this case, cash payday loan conditions become more relevant than transferring funds to a card.
Considering the conditions of online applications for such an payday loan, it is also important to note the issue of bad credit history. Microfinance organization is loyal to the credit history of the client, evaluating it only at the current moment. For this organization, own indicators become a significant priority – how conscientiously the client paid past payday loans here. As a result, you can get an payday loan online on the official website of this company with little or no refusal, which is an excellent opportunity to correct your credit history .